• mattyp113

Low deposit mortgages coming back.

Updated: Jan 25

Number of 90% mortgage deals on the increase

Good news for first time buyers as more lenders are coming back to the mortgage market with 90% deals.

The number of 90% deals has nearly doubled since the start of December 2020 which is an encouraging sign of the coming months. The government have even suggested a scheme of 95% mortgages this year, read more below.

The mortgage market itself has been relatively steady given the current climate and we have high hopes for the coming year. The government has said that they will get the mortgage market moving again for first time buyers with some 95% mortgages which we hope will come to pass.

In the meantime there are options available like the Help to Buy. as well as other schemes.

How to buy your first home in 2021

It’s a tough time to get on the property ladder, with the pandemic bringing uncertainty however it does seem to still be moving. The good news is that we’re here to help with all the advice you need, whether you’re putting money aside for a deposit or are ready to apply for a mortgage.

A good place to start would be to check out our video guides to buying a house , which explains everthing from how to increase your credit rating, free credit checks. to the mortgage process from start to finish.

Contact us for an Agreement in Principle

Recent Posts

See All

Because we play by the book we want to tell you that...

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice.  The amount you pay will depend upon your circumstances.

The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed

Head Office Address
We have Branches in:

5 The Courtyard




Tel: 01823 740027


  • Facebook Basic
  • LinkedIn Basic

Monday - Friday 

9:00 am to 5:00 pm



9:00 am to 12:00 pm


Evenings by Appointment

Contact Us

clicking "Submit" you agree for the Mortgage Centre UK to contact you to discuss your requirements.  Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy

© 2020 Taunton Mortgage Centre Limited trading as The Mortgage Centre UK, 5 The Courtyard, Taunton, Somerset, TA4 1EQ


The Mortgage Centre UK is a trading name of Brook Financial Services Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority. 

Brook Financial Services Limited Registered Office: The Old Courthouse, 60a London Road, Grantham, Lincolnshire, NG31 6HR

Registered in England Number: 07311674