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Low deposit mortgages coming back.

Updated: Jan 25


Number of 90% mortgage deals on the increase


Good news for first time buyers as more lenders are coming back to the mortgage market with 90% deals.

The number of 90% deals has nearly doubled since the start of December 2020 which is an encouraging sign of the coming months. The government have even suggested a scheme of 95% mortgages this year, read more below.

The mortgage market itself has been relatively steady given the current climate and we have high hopes for the coming year. The government has said that they will get the mortgage market moving again for first time buyers with some 95% mortgages which we hope will come to pass.

In the meantime there are options available like the Help to Buy. as well as other schemes.


How to buy your first home in 2021


It’s a tough time to get on the property ladder, with the pandemic bringing uncertainty however it does seem to still be moving. The good news is that we’re here to help with all the advice you need, whether you’re putting money aside for a deposit or are ready to apply for a mortgage.


A good place to start would be to check out our video guides to buying a house , which explains everthing from how to increase your credit rating, free credit checks. to the mortgage process from start to finish.


Contact us for an Agreement in Principle


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