DOCUMENTS REQUIRED FOR A MORTGAGE APPLICATION
The following documents are required to process a mortgage application.
This list is not extensive and other documents may be required subject to your own circumstances
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Passport for each applicant (photo or scan)
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Driving licence or utility with current address (photo or scan) for each applicant
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Last 3 months payslips (scan or pdf copy) or
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Last 2 years Tax year overview and tax calculations Click here to find out how to download them
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Last 3 months Bank statements (can email pdf version) Click here to find out how to download them.
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Proof of deposit fund (last 3 bank statements/ savings statement) from you and the person giving the gift.
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Credit Search, please ensure you click HERE
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– (this is a 30 day free trial, so as long as you cancel before, you will not be charged by Check My File)
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Details of the Estate agent you are using
NEXT STEPS
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Gather Documents
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Submit application to lender
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Lender will go and Value the property
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Lender will issue a formal mortgage Offer
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Offer goes to Solicitor and they complete the transaction.