THE MORTGAGE CENTRE UK

DOCUMENTS REQUIRED FOR A MORTGAGE APPLICATION

The following documents are  required to process a mortgage application. 

This list is not extensive and other documents may be required subject to your own circumstances

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• Passport for each applicant  (photo or scan)

• Driving licence or utility  with current address (photo or scan) for each applicant 

• Last 3 months payslips (scan or pdf copy) or

• Last 2 years Tax year overview and tax calculations Click here to find out how to download them

• Last 3 months Bank statements (can email pdf version) Click here to find out how to download them.

• Proof of deposit fund (last 3 bank statements/ savings statement) from you and the person giving the gift.

• Credit Search, please ensure you click HERE

•   – (this is a 30 day free trial, so as long as you cancel before, you will not be charged by Check My File)

• Details of the Estate agent you are using

NEXT STEPS

• Gather Documents 

• Submit application to lender

• Lender will go and Value the property 

• Lender will issue a formal mortgage Offer 

• Offer goes to Solicitor and they complete the transaction.

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